When it comes to buying a property, there are various different one-off costs which all need to be taken into account. As we specialise in all aspects of property sales, purchases and property management in Havering and throughout the whole of London, we are perfectly placed to help you make the right choices and ensure that the properties you are interested in buying are right for you and your financial situation.

Alongside the mortgage itself, there are many other financial issues which need to be carefully accounted for. Here are some of the most important one-off costs involved in the purchase of a property.

• The deposit. The larger the deposit you are able to save up before going ahead with the purchase, the better deal you are likely to get on your mortgage.
• Legal considerations. You may need the services of a conveyancing solicitor to successfully transfer the property over to you as the new owner.
• Valuation. By having a valuation carried out, you will gain a clear picture of exactly how much the property is worth and will ensure that the asking price is not too much. Mortgage lenders require a valuation to be carried out so this is a vital investment.
• Surveying. There is nothing more disheartening for a property owner than to discover their purchased property has a host of structural problems, damp or other potentially expensive and damaging problems. By engaging the services of a professional surveyor you can learn about any problems or potential issues early on and weigh up how much time and money you are willing to put into the property to rectify them.

We have many years of experience in every aspect of property sales and purchases and can help you through the whole process if you are thinking about investing in any kind of property in London and throughout the UK. If you require professional advice or property management in Havering, Islington, Kensington and Chelsea or any other area of London, contact us today.